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ACH payments work for the U.S. Government and Americans

Industrial strength and highly efficient. That’s why government agencies rely on ACH to distribute critical payments. This includes tax refunds, Social Security benefits, economic impact payments, veterans’ benefits, Child Tax Credit payments, and much more.

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Most government payments are made using Direct Deposit.

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Federal Salaries

99.5%

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Social Security Benefits

99%

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Tax Refunds

94%

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Child Tax Credit

86%

(for July 2021 payment)

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Economic Impact Payments

79%

VA Benefits

John Gray worries about his Army buddies. He doesn’t worry about how he receives his VA benefits.

Child Tax Credits

Mom Kristine Thomas worries about her daughter’s college fund. She didn't worry about how she receives her Child Tax Credit payments.

Economic Impact Payments

St. Martin's Salon owner Ryan Mitchell worried about re-opening safely. He didn't worry about how his staff received their EIPs.

That's ACH.

The ACH Network helped America’s economy recover during times of crisis.

As the COVID-19 pandemic raged across the country, the ACH Network was the backbone that allowed the U.S. government to deliver hundreds of millions of stimulus payments to Americans, on time and exactly as the IRS instructed.

Economic Impact Payments by Direct Deposit

Three rounds of relief enacted
373 million ACH payments made
$654 billion in aid delivered

Child Tax Credit Payments by Direct Deposit

ACH is delivering funds to more than 30 million American families on a monthly basis through the end of 2021.

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Same Day ACH

Need to deliver payments to Americans even faster?

When the unexpected strikes, time is critical. Same Day ACH payments can be delivered in a matter of a few hours, which is why the IRS used the service in September 2021 to quickly and securely deliver more than 430,000 Child Tax Credit payments to Americans in need. And the best part? The rest of the U.S. government can also use Same Day ACH, because it’s part of the ACH Network they already use to distribute payments like federal payroll, tax refunds, and Social Security and veterans’ benefits.

How can the government use Same Day ACH?

Disaster and Other Relief Payments

Like the economic impact payment, when the government needed to make unscheduled payments fast.